Emergency Rescue Mortgage Assistance Program (ERMA)

The Emergency Rescue Mortgage Assistance Program (ERMA) will launch on February 8, 2022. Financed by the Homeowner Assistance Fund (HAF), this program provides up to $35,000 in assistance to cover mortgage arrearages and other housing cost delinquencies for eligible homeowners negatively impacted by the COVID-19 pandemic.

  • The ERMA application portal opens on Tuesday, February 8 at 9 AM. Access the application portal at https://njerma.com.
  • Free housing counseling is available to assist with applications. Find a participating counselor here.
  • Contact (855) 647-7700 or [email protected] for additional support.
  • Learn more, here.
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